Trusted Financial Partner

Expert MCA Debt
Restructuring Solutions

We specialize in restructuring and reducing Merchant Cash Advance debt, helping lenders, factors, and businesses achieve lasting financial freedom with proven strategies.

Get Free Consultation (973) 868-0767
50+
Years Experience
200+
Clients Served
$100M+
Debt Restructured
95%
Success Rate
Our Services

How We Help You Succeed

Comprehensive MCA debt solutions tailored to your specific financial situation with personalized strategies

Emergency Relief Services

Fast-track intervention for businesses facing immediate financial pressure emanating from issuance of a UCC Lien Notice, the filing of a Complaint, to the entry and enforcement of a Judgment Rapid...

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MCA Debt Restructuring

We negotiate with lenders to restructure your MCA obligations, reducing payment amounts and extending terms to create sustainable repayment plans. Extended payment terms and reduced factor rates Lower daily or...

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Lender Solutions & Coordination

Working directly with factors and lenders to facilitate better outcomes for all parties involved in complex MCA situations. Multi-party lender coordination Non-performing account resolution Recovery strategy development Conflict mediation and...

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Debt Settlement & Reduction

Strategic negotiation to reduce the total amount owed, often achieving significant savings for our clients through settlement agreements. Principal balance reduction negotiations Lump-sum settlement arrangements Structured payment plan settlements Full...

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Client Advocacy & Protection

Complete representation throughout the restructuring process, handling all communications with MCAs, Factors, and other Lenders and protecting your business interests at every step. Full client representation All lender communications handled...

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Financial Analysis & Planning

Comprehensive evaluation of your financial situation to identify the optimal debt relief strategy and create actionable plans for sustainable business recovery. Detailed cash flow analysis Debt-to-income ratio assessment Repayment capacity...

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Why Choose Us

Why Choose Us The MCA Stacking Solutions Advantage

Proven expertise and dedicated service that sets us apart in the industry

Manufacturing

More than 50 years of legal and professional consulting experience with a focus in MCA debt restructuring and financial solutions for businesses nationwide.

Proven Results

95% success rate with over $50M to $100M in restructured debt for satisfied clients across diverse industries.

Client Advocacy

We represent your interests and handle all communications with MCA providers on your behalf with integrity.

Fast Solutions

Quick assessment and action to resolve your MCA challenges and restore financial stability efficiently.

Client Success Stories

What Industry Professionals Say.

Trusted by industry professionals and business owners nationwide

"

For years, my firm has worked with Marc to resolve MCA issues. I stand as a witness to the power of his solutions and the efficacy of his work. Marc’s work is not run of the mill debt resolution – it is a unique process you need to take advantage of for your benefit and your client’s benefit.

KY

Ken Yager, MBA, CTP

Founder & President, Newpoint Advisors Corporation

"

I’ve known Marc Mellman for about 8 years now and have referred to him many clients, prospective clients, and even former clients who need assistance with their MCA debt restructuring. He is a true professional and does a wonderful job negotiating better terms or negotiating discounts for his clients. Marc takes away the pain and suffering from the borrower and has always come through on our referrals. I highly recommend his services.

SR

Stuart Rosenthal

President, Prestige Capital

"

Marc brings a uniquely strategic one-of-a-kind knowledge to the Merchant Cash Advance space. He is my first call whenever any of my clients have an issue dealing with an MCA. He is the gold standard for resolving issues with MCAs.

GK

Gary M. Krasna, Esq.

Gary M. Krasna, P.A.

Ready to Resolve Your MCA Debt?

Get a free consultation and discover how we can help reduce your financial burden and restore your business stability.

Schedule Free Consultation Call (973) 868-0767

Industries Served

Supporting Lenders, Factors & Businesses Navigating MCA Debt

Manufacturing

Distribution

Logistics/Trucking

Staffing Services

Healthcare Providers

Professional Services

MCASS is industry agnostic – it consults to all types of operating businesses

Professional Memberships